Chattanooga, Tennessee
Addiction treatment in Chattanooga that takes self-pay (cash)
Cima Find Care lists 18 addiction treatment programs in Chattanooga that accept self-pay (cash), at 19 locations, out of 22 in the city. That comes from FindTreatment.gov's record, so confirm with the program and your plan before you go.
From SAMHSA's FindTreatment.gov, the NPI registry and program websites, as of 2026-10-28. Not medical advice; call the program to check openings and cost.
The 18 addiction treatment programs that take self-pay (cash)
| Program | Where | Levels of care | Pays | Phone |
|---|---|---|---|---|
| Bradford Health Services | 6160 Shallowford Road, Suite 103, Chattanooga 37421 | Detox, Residential, PHP, IOP, Outpatient, MAT | Medicaid · Aetna, BlueCross BlueShield of Tennessee, Humana +2 more | Call (423) 892-2639 Website |
| Erlanger Behavioral Health Hospital | 804 North Holtzclaw Avenue, Chattanooga 37404 | Detox, Residential, PHP, IOP, Outpatient, MAT | Medicaid · Aetna, BlueCross BlueShield of Tennessee, Cigna +1 more | Call (423) 498-4650 Website |
| Restoration Recovery PLLC | 6141 Shallowford Road, Suite 100, Chattanooga 37421 | PHP, IOP, Outpatient, MAT | Medicaid · Aetna, Ambetter, BlueCross BlueShield of Tennessee +8 more | Call (423) 498-2000 Website |
| Tennessee Community | 951 Eastgate Loop, Suite 100, Chattanooga 37411 | Residential, PHP, IOP, Outpatient, MAT | Medicaid · Ambetter, UnitedHealthcare; sliding-scale fee | Call (423) 296-6451 Website |
| Time Wellness Tennessee | 1635 Chestnut Street, Chattanooga 37408 | Residential, PHP, IOP, Outpatient | Medicaid · Aetna, BlueCross BlueShield of Tennessee, Carelon Behavioral Health +6 more; sliding-scale fee | Call (423) 402-8210 Website |
| Centerstone Chattanooga Clinic | 6110 Shallowford Road, Suite B, Chattanooga 37421 | Detox, Residential, IOP, Outpatient, MAT | Medicaid · Medicare, TRICARE; sliding-scale fee | Call (423) 499-1031 Website |
| Council for Alcohol/DA Servs Inc | 207 Spears Avenue, Chattanooga 37405 | Detox, Residential, PHP, IOP, Outpatient, MAT | Medicaid · Private insurance; sliding-scale fee | Call (423) 756-7644 Website |
| Cumberland Heights | 6650 East Brainerd Road, Suite 102, Chattanooga 37421 | Detox, Residential, IOP, Outpatient, MAT | Private insurance | Call (615) 234-8615 Website |
| Focus Treatment Centers | 7429 Shallowford Road, Chattanooga 37421 | Detox, Residential, PHP, IOP, Outpatient, MAT | Private insurance | Call (423) 308-2560 Website |
| Helen Ross McNabb Center 2 locations | 601 Cumberland Street, Chattanooga 37404 | Detox, Residential, IOP, Outpatient, MAT | Medicaid · Private insurance | Call (865) 548-2623 Website |
| Spero Health | 7030 Lee Highway, Suite 201, Chattanooga 37421 | Detox, Residential, IOP, Outpatient, MAT | Medicaid · Medicare | Call (423) 301-5930 Website |
| Volunteer Behavioral Health | 420 West Bell Avenue, Chattanooga 37405 | Detox, Residential, IOP, Outpatient, MAT | Medicaid; sliding-scale fee | Call (423) 634-8884 Website |
| Iris Wellness Group | 901 Mountain Creek Road, Suite 100, Chattanooga 37405 | Detox, Residential, PHP, IOP, Outpatient | Private insurance | Call (423) 541-0656 Website |
| Volunteer Comprehensive Treatment Ctr | 2347 Rossville Boulevard, Chattanooga 37408 | IOP, Outpatient, MAT | Medicaid · Private insurance | Call (423) 265-3122 Website |
| Clarvida of Southeastern TN | 3917 Volunteer Drive, Suite 121, Chattanooga 37416 | Residential, Outpatient | Medicaid · Private insurance | Call (540) 710-6085 Website |
| Health Connect America | 2115 Chapman Road, Suite 115, Chattanooga 37421 | IOP, Outpatient | Medicaid · Private insurance; sliding-scale fee | Call (423) 702-5508 Website |
| Moccasin Bend Mental Health Institute | 100 Moccasin Bend Road, Chattanooga 37405 | Residential | Medicaid · Private insurance | Call (423) 265-2271 |
| River Valley Health | 5600 Brainerd Road, Suite A-04, Chattanooga 37411 | Outpatient | Medicaid · Private insurance; sliding-scale fee | Call (423) 266-4588 |
Programs with the fullest public record come first. Levels of care and insurance are as listed on FindTreatment.gov or the program's own website.
About self-pay (cash)
Self-pay means paying the program yourself instead of billing insurance. Some people choose it for privacy or because their plan doesn't cover the program, and some programs offer a lower cash rate.
What self-pay (cash) usually covers, by level of care
Levels of care
Addiction treatment runs from detox and residential care, where you stay at the program, to PHP, IOP and outpatient counseling, where you live at home. Medication for addiction (MAT) can go with any of them. See IOP vs PHP vs outpatient care.
Ask the program for its self-pay price in writing and what it includes, and whether it offers a payment plan or a sliding-scale fee.
Call a program and ask
Call the program and ask them to verify your benefits; it's free and takes a few minutes.
- Do you accept self-pay (cash) for substance use treatment, and for which levels of care?
- Are you in network for my exact plan, and is prior authorization needed?
- What would I pay a day or a week, and when is the next opening for an assessment?
Call the program yourself: Find Care doesn't take your insurance details, collect your name or pass anything to a program for you. This is general information, not a guarantee of coverage. What your plan pays depends on your plan, your state, whether the program is in network, and whether your plan decides the care is medically necessary. Call the number on your card, then the program, before you start.
Questions
How many addiction treatment programs in Chattanooga take self-pay (cash)?
Cima Find Care lists 18, at 19 locations: Bradford Health Services, Erlanger Behavioral Health Hospital, Restoration Recovery PLLC, Tennessee Community, Time Wellness Tennessee and 13 more. Each one's page has its phone number, address, levels of care and the insurance on its record.
Which levels of care do they offer?
By level of care, 10 offer detox, 14 residential, 8 PHP, 15 IOP, 17 outpatient and 12 MAT (medication for addiction). Each program's page lists its own.
Are there addiction treatment programs in Chattanooga with services in Spanish?
2 list services in Spanish: Tennessee Community and Health Connect America.
Do any offer telehealth?
9 list telehealth on their record: Bradford Health Services, Restoration Recovery PLLC, Time Wellness Tennessee, Centerstone Chattanooga Clinic and 5 more. Ask which parts of the program can be done by video.
What is self-pay (cash)?
Self-pay means paying the program yourself instead of billing insurance. Some people choose it for privacy or because their plan doesn't cover the program, and some programs offer a lower cash rate.
Which level of care do I need?
Addiction treatment runs from detox and residential care, where you stay at the program, to PHP, IOP and outpatient counseling, where you live at home. Medication for addiction (MAT) can go with any of them. The guide to IOP vs PHP vs outpatient care explains how to tell which level fits.
How do I check that a program takes my self-pay (cash)?
Ask the program for its self-pay price in writing and what it includes, and whether it offers a payment plan or a sliding-scale fee.
How current is this list?
It's built from SAMHSA's FindTreatment.gov, the federal NPI registry and the programs' own websites, as of 2026-10-28. Cima has not called these programs to confirm openings, fees or insurance. Programs can claim their listing to correct it.
What if I need help right now?
In an emergency, call 911. In a mental health or substance use crisis, call or text 988, any time. SAMHSA's National Helpline, 1-800-662-4357, is free, confidential and open all day, every day, and can refer you to treatment.
More in Chattanooga
Medicaid addiction treatment in Chattanooga · Addiction treatment in Chattanooga that takes Medicare · Addiction treatment in Chattanooga that takes TRICARE · Addiction treatment in Chattanooga that takes private insurance · Addiction treatment in Chattanooga with a sliding-scale fee · Addiction treatment in Chattanooga that takes Aetna · Addiction treatment in Chattanooga that takes Cigna · Addiction treatment in Chattanooga that takes UnitedHealthcare · Addiction treatment in Chattanooga that takes Humana
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